Secure Your Family A Healthy Future With Bharti AXA (Rank Princess – SEO)

With hospital bills going through the roofs these days, getting a health insurance plan for your family should be your biggest priority. With a wide variety of differing insurance plans out there, it becomes hard to choose the right one for you.

Bharti AXA has got one of the best-rounded insurance plans in this business. With already a lot of customers under its fold, it is certain that the promises by Bharti AXA are reliable too.



Entry Age

Maximum Number of Members

Sum Insured Range


Children- Over age two years for an individual plan

and from age three months to age twenty-three years for floater plan

Adults till agesixty-five years for sum insured INR 2,00,00 and fifty-five years for sum insured over INR 2,00,000

Adults 2

Children 2

INR 2,00,000; INR 3,00,000 and INR 5,00,000


Children- Above age two years for individual plan

and between age three months to age 23 years for floater plan

Adults up to age 55 years

Adults two Children two

INR 3,00,000


Children- Above age two years for individual plan

and between age three months to age 23 years for floater plan

Adults up to age 45 years

Adults 2

Children 2

INR 4,00,000 and INR 5,00,0

With Bharti AXA, premiums vary from plan to plan based on the following characteristics-

  1. Sum insured option chosen.
  2. Number of family members to be covered.
  3. The age of the senior most people in the family to be covered.
  4. The type of policy you opt for(basic/premium/optimum).

Bharti AXA covers up to four members of the family, as is evident from the table above. The premium is calculated based on the age of the oldest member taking part in the insurance plan.

Bharti AXA promises to pay all expenses of times during hospitalisation, pre-hospitalisation and post-hospitalisation. Expenses are covered within the range of Rs 2 lakhs to Rs 60 lakhs. Besides pre/post hospitalisation, expenses such as organ donor expenses, hospital cash allowance, ambulance charges, and home nursing charges are also covered.

The policy can be renewed lifelong.

Why Should You Buy Bharti AXA’s Plan-

Bharti AXA’s health insurance review by Bank Bazaar has scored it four out of five.

However, some of its amazing features set it above the competition. It has a good incurred ratio of 97.48%. Plus, with the availability of lifelong renewal, you can easily renew it during any point in your life.

Though the waiting period of 4 years might put it behind some other plans, the waiting period is a common average with many others following the same lead.

Bharti AXA Smart health insurance is a solid all-rounder, and families with or below four members will certainly benefit from what it has to offer.

Features And Benefits-

The main characteristic features of the Bharti AXA plan can be summed up as follows-

  • Three sets of plans worth Rs 2 lakh, Rs 3 lakh and Rs 5 lakh (as in the above table).
  • Payment of the sum of Rs 2 lakh up to Rs 60 lakh with complete coverage.
  • A waiting period of 4 years before you can make claims.
  • Coverage of maximum illnesses(up to 20 illnesses for the smart health critical illness plan).
  • Applicable only to a family of four or less.


To put it all into perspective, Bharti AXA’s plan is perfect both in price and features for a small nuclear family.


The insurance policy covers self, spouse and two dependent children up to the age of 20 years.

Children between the ages of 3 months to 5 years can be covered as part of the family floater policy. Between the ages of 5 and 23, you can choose whether to continue with the floater policy or get a separate health insurance.

People with pre-existing disease/illness/injury or conditions will not be covered.


Day care treatment during which 24 hours of hospitalisation is not required is covered. This encompasses procedures such as dialysis, chemotherapy, eye surgery, etc.

Domiciliary hospitalisation i.e. where care and treatment are taken at home exceeding three days for disease, illness or injury is covered.

The list of critical illnesses covered is as follows- Cancer, First Heart Attack, Heart Valve Surgery, Coronary Artery Disease, Coronary Artery Bypass Surgery, Surgery to Aorta, Kidney Failure, Stroke, Aplastic Anaemia, End Stage Liver Failure, and End Stage Lung Disease.


Claims made within first 30 days of policy are not applicable. This rule isn’t applied to future renewals.

For the first two years, exclusions include Cataract, Laser surgery, Myomectomy, Hysterectomy unless because of malignancy, Dilation and curettage, Hernia, haemorrhoids/piles, Hydrocele, sinusitis, fistula in anus, Joint replacement, unless due to accident.

All types of skin and all cysts/internal tumours/polyps of any kind/including breast lumps, unless malignant/nodules, Gastric and duodenal erosions &Ulcers, Dialysis required for chronic renal failure

Permanent exclusions include Routine medical, the cost of spectacles, eye and ear examinations, Dental treatment, Circumcision, sex change or treatment, hormone replacement therapy, fertility or conception operation, Birth control procedures, caesarian section, Acquired Immune Deficiency Syndrome (AIDS) and related diseases/illnesses related to HIV.

Documents Required-

For ages up to 55 years, quote on the policy can be made online. Ages above need to make a call with Bharti AXA’s call centre to make a quote.

There is almost no paperwork involved in the buying process, except for people above 55 years, in which medical examination will take place.

Claim Process-

The following documents are required to make a claim in a non-cashless hospital.

  • First prescription of the present illness, for which procedure has undergone in nursing home/hospital.
  • Discharge summary of the hospital.
  • Medical advice for hospitalisation.
  • The final bill of the hospital.
  • Medical fitness certificate.
  • All test reports supported by medical prescription (pre & post hospitalisation).
  • All vouchers/bills/receipts pertaining to the tests mentioned above.
  • All medicines purchased from outside the hospital at any point in time to be supported by original prescription.
  • Complete and signed Claim form with attending doctor’s prescription.

Once all these documents are present with you, the claim should be filed with a claim officer who will then examine your claim and accept or reject your claim.

LSI Keywords- Health insurance policies, Bharti AXA life triple health insurance plan, Bharti AXA health insurance review

Reference Links-


Bharti AXA Smart Health Insurance Plan (Rank Princess – SEO)

Nowadays, health insurance is a mandatory investment to safeguard you and your family against rising medical costs. Picking the right plan with the optimal coverage is the key to selecting a good insurance plan.

Bharti AXA Smart Health Insurance Plan is one such insurance plan that not only provides coverage for regular illnesses but also doubles the coverage in case of critical illnesses. This is an important benefit of Bharti AXA’s smart health insurance plan that makes it stand apart from other health plans.


Plan – Variant

Entry Age

Sum Insured

Basic Plan

For children – individual plan above age of 2 years, Family floater plans from 3 months to 23 years


For Adults – Up to Age 65


Max Number of Members- 2 Adults and 2 Children

INR 2,00,000

INR 3,00,000

INR 5,00,000

Premium Plan

For children – individual plan above age of 2 years, Family floater plans from 3 months to 23 years


For Adults – Up to Age 55


Max Number of Members- 2 Adults, 2 Children

INR 3,00,000

Optimum Plan

For children – individual plan above age of 2 years, Family floater plans from 3 months to 23 years


For Adults – Up to Age 45


Max Number of Members- 2 Adults and 2 Children

INR 4,00,000

INR 5,00,000


A medical test is required for adults aged above 55 years with a sum insured amount of INR 2,00,000 and for sum insured of above INR 2,00,000, a medical test is required for adults aged above 45 years. For the premium plan, a medical test is required for adults aged above 45 years.

Why Should You Buy Bharti AXA Smart Health Insurance Plan?

  • Double Benefit – Regular Coverage for normal hospitalisations or illnesses. Double the coverage for critical illnesses, if the patient is hospitalised due to any of the listed 20 critical illnesses.
  • Cashless Cover – Avail cashless facility at network hospitals across India. Close to 4300 hospitals are covered under this plan.
  • Lump sum Compensation – Receive lump sum compensation, double the sum insured amount in case of critical illnesses.
  • Good Room Rental Limits – with a sum insured amount of INR 2,00,000 to 3,00,000 room rental limit varies from INR 2,000 to 3,000 for normal rooms depending on the type of plan and INR 4,500 for ICU room. There is no rental room limit applicable for sum insured amount above INR 3,00,000.
  • Affordable Cost – Costs just Rs. 12 per day for a smart health insurance plan of the Rs.3 lakh individual plan for an adult aged below 35 years in Mumbai.

Features & Benefits

  • Simple and hassle-free claim settlement procedures with a dedicated claim handler for health insurance claims.
  • Optimal coverage of day-care procedures, pre and post hospitalisation expenses.
  • No Claim Bonus of up to 5% for each claim-free year with a maximum of five consecutive years.
  • Pre-Existing Diseases Coverage is available with a waiting period of 4 years. Get coverage from the 5th year after continuous coverage of 4 years with Bharti AXA.
  • Covers domiciliary hospitalisation up to 10% of the sum insured amount as well.

Inclusions: Allmajor critical illnesses are covered under this plan, which includes Cancer, First Heart Attack, Coronary Artery bypass surgery, Stroke, Kidney Failure, End Stage Lung Disease, End Stage Liver Failure, Coma, Major Burns and more.

Home treatment exceeding three days with nurse allowances is included as well. Daycare treatments like dialysis, chemotherapy, eye surgery and the like where more than 24 hours hospitalisation is not required.

Exclusions: There is a cooling period of 30 days where hospitalisation expenses during the 30-day period from inception of the policy will not be covered. Coverage for certain treatments like cataract, laser surgery, hernia, sinusitis and the like are excluded for the first two years from the start of the plan.

The plan does not cover dental treatments, routine eye checkups, birth control procedures, AIDS and maternity related expenses or a pre-existing illness cover from the 5th year onwards. A waiting period of 60 days is applicable for availing the critical illness cover.


  • Cashless Claim: Use the hospital locator to find a network hospital, Submit your health insurance ID card and form to the hospital. The assigned TPA (Third Party Administrator) will stay in touch with the hospital and settle the bills. Any excess amount has to be borne by you, and in case the treatment is not covered, a rejection letter with reasons will be sent out.
  • Reimbursement Claim: If admission is to be made to non-network hospitals, intimate the insurance company within 48 hours of hospitalisation. Keep all the original bills in a file, Pay for the treatment. Submit all the relevant documents and bills to the TPA; Documents will be reviewed, and settlement will be done for you accordingly within 21 days of claim submission.

In addition to this, a dedicated claims handler will be assigned to help you at all points during hospitalisation to follow up with the TPA and hospital. They will assist you through the process and manage the claims effectively on your behalf.


You can avail the coverage for an individual or a family, according to your requirements. In the case of a family, four members including two adults and two children aged below 23 years will be eligible. If you would like to cover elder parents or members, avail the benefits of an individual smart health insurance plan with a maximum age of 65 years.

Wrapping It Up

The Bharti AXA Smart Health Insurance Plan is a standard health plan that comes with a benefit of free critical illness coverage for you and your family. You don’t have to buy a separate add-on cover for critical illnesses since you can opt for coverage of up to double the sum insured amount. Yes, all this comes in a single policy package. So make up your mind now and have a relaxed future.

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Stained your Leather Jacket? Dhobilite to the Rescue! (Rank Princess – SEO)

Don’t worry. Getting stains out of leather garments is a tad laborious, but not an impossible task. At Dhobilite, we’re here to tell you how much your leather jacket will love you after our services.

Leather jackets are the statement for winters. But like with everything expensive, leather too needs care and attention. Whether it is suede, sheepskin or good old full-grain leather, there are different methods of cleaning. For minor stains on leather, just mix water and vinegar, and give it a good buff.

If the stains on the leather are more traitorous, or the garment more treasured – hand it to us. Dhobilite has professional leather dry-cleaning and restoration service, which gives your leather jacket back good as new.

The Last Word in Dry-cleaning

At Dhobilite, we use a plethora of clinically-tested safe cleaning agents to dry-clean your jackets to ensure that the leather is not harmed in any way.

Our experts know how to differentiate dry-cleaning methods for nubuck, suede or full-grain leather garments. Also, the dyeing of leather makes a world of difference to dry-cleaning techniques. Light and tan colours need a different hand in cleaning than full, darker shades.

You’ll Get Your Leather Jacket As Good As New

Whether your leather item is a jacket, a coat, motorcycle wear, boots, purses or bags – Dhobilite leather dry-cleaning and allied services know how to make it look and feel good as new. From making marks and stains disappear to touching up scratches, we’ve got you covered.

Colour Me Original, Baby!

Recolouring is a process in which we match the jacket to the first dye which was used to colour the item of clothing. Our leather experts include cherry-picked tanners who know how delicate recolouring is. You will get your leather biker jacket back looking like the day you bought the snazzy little thing.

Stitching those pesky little bits up

Over time, the stitching near cuffs and collars gets worn and frayed. We’ve all taken scissors to cut those little stragglers off, but the damage just gets worse over time. At Dhobilite, taking care of your leather jackets and overcoats includes expert stitching. We use high-quality stitching equipment and techniques to keep them smart and sharp.

Rivet Replacement

Your trusty sheepskin overcoat lost a couple of rivets during last night’s blow-out party? Worry not, Dhobilite has leather experts who will match and press those rivets in like nothing ever happened. Just to keep you looking oh so debonair.

Leather Patching and Zip Replacement

Leather and its variants are a lot more durable than fabric. That said, wear and tear do take place. We provide premium quality runs for all kinds of leathers. And a professionally restored patch does wonders for the look of your leather item.

Take Care of Leather, And It’ll Take Care of You!

Removing stains from leather is nothing new. They can be done professionally, restoring leather jackets to their first glow. But home remedies at best are good at removing 80% stains from leather. With time, the stain grows more prominent, and you wish you’d taken it to professionals earlier. With a regular dry-clean from us, your leather jackets and coats remain soft and supple for years.

Remember. For every spill, Dhobilite has a way.

LSI Keywords:

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Stained your Leather Jacket? Dhobilite to the Rescue! (Rank Princess – SEO)

Stained your jacket and can’t get it off? Well, blotched jackets or shirts are no more a concern when you can call Dhobilite at your whim. Can’t wash the leather jacket or get it dry cleaned? Well, don’t fret, because Dhobilite has got it all covered. From pick up to drop off we offer a complete package of cleaning solutions to all. And what’s more? We even have an emergency cleaning alternative that allows cleaning service within 48 hours.

What is Dhobilite?

Dhobilite is an efficient online cleaning service that allows you to maintain a clean wardrobe and an even more decent life with a busy schedule. We provide world-class garment care with a penchant to deliver the best services. We are an affordable platform that caters to your hectic lifestyle and offers added services like Pick up and Drop off of garments.

Why Dhobilite?

Dhobilite takes care of each garment as a priced possession. We understand that each garment is much more than just a piece of clothing and we handle it with utmost concern.

Our Services

We offer various cleaning solutions, such as these:


Tired of running chores all day? Well, cleaning is made easy with state of the art cleaning practices and detergents that are premium as well as gentle.

Steam Iron

Can’t get the wrinkles off of your favourite outfit? Well, we have got that covered too. Dhobilite provides a hassle-free way to deliver ironed clothing at your doorstep.

Dry cleaning

With ion-active technology that not just frees garments from stains and dirt but also helps you maintain a healthy bacteria-free life. The ion rich components don’t allow unwanted organisms on your clothing that could otherwise be a threat to your life.

Shoe Cleaning

We understand shoe-fetish and thus the concern for shoe care. Our athletic staff at Dhobilite is trained to not just clean shoes but to revive their textures and make it as good as new.


A bag’s worth more than what meets the eye. Therefore our eye for value and concern for care makes us the best at what we do. Dhobilite cleans your favourite bags and revives de-shaped leather to its original form.

Car Cleaning

A big boy’s toys are a priced possession, and therefore we look after it for you. You don’t need to drive it down for cleaning; we offer car cleaning service at your doorstep from basic car cleaning to meticulous dry cleaning.

Places of Operation:

Gurgaon (Gurugram)



Greater Noida






The Key Takeaway

The next time you have a stained leather jacket, don’t you worry as Dhobilite is just a click away. Garments can be picked up from the doorstep and are charged on a per Kg basis. Other services at Dhobilite include Car Cleaning, Shoe Cleaning, Accessory (Bags, etc.) cleaning and revival. There is also an option to create a Dhobilite wallet that makes the whole service pre-paid and hassle-free.

In case of queries, FAQs and redressal, please click here.


Online Cleaning Service


Dry cleaning

Shoe Cleaning

Stained leather jacket cleaning


Stained your Leather Jacket? Dhobi Lite to the Rescue! (Rank Princess – SEO)

We know you love your leather jacket. After all, a good leather jacket is a lifetime companion and a sizable investment. We would all like to protect our investment, but sometimes life gets in our way. Did your jacket have a little accident with the elements? Dobhi Lite is only a phone call away.

Leather & the Rest

There is something about leather that makes it so coveted among everyone. While discussing garments and accessories, it’s often leather or ‘something else’. Why the distinction?

The leather is primarily processed animal hide. Hide, or skin is an incredibly robust and versatile organ that lasts a lifetime. And for this reason, leather goods are as durable as they are.

But on the flip side, the animal hide is a tricky material to process and make products. On top of that, leather, like our skin, absorbs anything that it is exposed to. Dust, Water, or that cup of coffee that you spilt on it.

As a result, Leather goods are expensive and require extra attention. While we understand that you try your best to take care of your leather jacket, things don’t always go as planned, do they?

Leather Care

So you stained your coat and didn’t know what to do about it. Not a problem. But we do hope that you haven’t tried doctoring it yourself because standard cleaning rules don’t apply to leather.

Leather goods cannot be washed and doing so might be the end of them. What about dry cleaning? Nope. It’s not that simple. The chemicals used for dry cleaning fabric have little effect on leather, a little positive effect that is. So when it comes to rescuing leather, experts do it best. Welcome to

The Dhobi Lite Treatment

At Dhobi Lite, we understand leather and employ cleaning techniques that not only remove stains without harming the materials but also improve its overall longevity.

The cleaning of leather goods at Dhobi Lite is done using special leather-friendly cleaning agents which restore the essential oils of the animal hide and help retain the look and feel of the jacket.

That’s Not All

Dobhi Lite’s leather services aren’t just limited to stain removal. Our corrective services cover everything that can go wrong with your leather articles. From stitching, strap and zip replacements to patchwork, we have it all.

You don’t have to wait for something to go visibly wrong with your leather goods before you pay attention to it. In fact, we recommend showing some love and care to your leather goods on a regular basis. You have Dhobi Lite’s preventive services for that. These include everything from polishing, conditioning to recolouring. Our preventive services ensure that your leather jacket remains soft, supple and new-like for years to come.

So, bring in your leather articles to Dhobi Lite if you’ve had a little accident with them or just for the regular care and maintenance that they deserve.

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Dandruff V/S Dry Scalp: Differences and the Best Treatments (Rank Princess – SEO)

It is very easy to confuse dandruff with a dry scalp because they are flaky and are found in the scalp area. Dandruff flakes are caused by excess oil in the scalp. When there is excess oil on the scalp, yeast forms on the scalp.

This yeast feeds on the oil and keeps growing, and thus, dandruff is formed. In dry scalp condition, when yeast feeds on the oil that is produced by the scalp, the scalp dries up. This causes the skin of the scalp to clamp and flake off. For this reason, people assume dandruff and dry scalp to be same.

How to Identify Dandruff from Dry Scalp

If your scalp seems yellowish white in colour, it is dandruff. Dandruff has larger and off-whitish flakes while dry scalp has flakes which are white and smaller. Dandruff Flakes are more difficult to remove from your scalp.

An easy way to identify dandruff from the dry scalp is to scratch your scalp and smell your fingers. If there is a certain smell, then that is the smell of dandruff.

Treatment for Dandruff

  • Vinegar- Every time you wash your hair, mix two drops of vinegar with water. Not only will it remove dandruff, but also make your hair shinier.
  • Keep Your Hair Clean- Wash your hair at least twice a week with anti-dandruff shampoo. However, do not overdo it as it may lead to hair damage and friskiness.
  • Lemon and Coconut Oil- A perfect remedy from grandma’s kitchen, the anti-bacterial properties of lemon are a sure treatment for dandruff. Just mix a few drops of lemon juice with coconut oil and let it seep through your hair. You will notice a visible reduction in dandruff in just one wash.

Treatment for Dry Scalp

The causes of the dry scalp are not as complicated as dandruff, and hence, the treatment is not as complicated either. Here are a few simple tips you can follow:

  • Let Your Scalp Breathe – To improve your dry scalp condition, you have to give your scalp a chance to breathe. Avoid using hair products that clog your pores. Leave-in conditioners, oils, etc. may have their advantages, but they don’t give your scalp a chance to breathe. It is better to stay away from them at least until the time your condition improves.
  • Use the right hair products – Using hair products according to your hair type is very important. Use hair products that give your hair the chance to adjust to the temperature of your surroundings. Use a moisturising hair shampoo, Avoid using dry shampoos as they tend to escalate the dry scalp condition.
  • Avoid scratching your scalp – Dry scalp causes a lot of itching, but you may want to resist the temptation of scratching. Scratching causes your scalp to flake. This not only shows on your clothes but also cause wounds on the scalp. These wounds will take a while to heal and worsen your dry scalp condition.
  • Drink Water-Always keep your body and scalp hydrated. Drinking water will help the blood circulation in your scalp, improving your scalp health.

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Femme Glorieuse Necklace (Rank Princess)

The literal translation of ‘femme glorieuse’ in French is ‘glorious woman’. A light and delicate necklace made of pearls to add a classy touch to any feminine look. The elegance is elevated by the beautiful starfish pendants made of sterling silver and plated with rose gold.


Cultured freshwater pearls



Gemstone size

4 to 4.88 mm

Necklace length

16 inches


7.86 gm


Complimentary Shipping within India

Standard delivery time of 3 working days.

For international shipping, please email us at with your city/country for best shipping charges and delivery time.

For further enquiries, please email us


Ammara (Rank Princess)

‘Ammara’ means ‘becomes beautiful’ and beautiful you will be when you adorn this elegantly crafted single line string of high lustre rice pearls that comes with three modern rose-gold starfish pendants that go with any outfit and at any party. All the parts of the necklace including the clasp are made of sterling silver.


Cultured Freshwater Pearl



Gemstone Size

4 to 4.8 mm

Necklace Length

16 inches


Sterling Silver, Rose Gold-Plated


7.86 gms

You will get One freshwater pearl necklace with three ‘starfish’ pendants with sterling silver clasp.

Complimentary shipping within India, Standard delivery time: 3 Working days.

For international shipping, please email us at with your city/country for best shipping charges & delivery time.

For other enquiries, please email us at


Baroque Beach Beads (Rank Princess)

A trail of lustrous rice-shaped pearls, strung along with three rose gold-plated, and sterling silver starfish pendants and clasp, live up to the rarity of freshwater pearls.

This intricate stream of elegant white drops will add to the simple and elegant charm of your persona. It can indiscriminately be teamed up in any formal events or cocktail parties.


Cultured Freshwater Pearls



Gemstone Size

4 to 4.8mm

Necklace Length

16 inches


7.86 gms




Amaryllis (Rank Princess)

The meaning of Amaryllis is “sparkling” or “to sparkle”. These baroque pearls symbolise the perfect white sparkle when placed around your neck.

This shoreline inspired necklace has three starfish pendants and comes in sterling silver and rose gold clasps. It is ideal for an evening out by the beach.


Cultured Freshwater Pearl



Gemstone Size

4 to 4.8 mm

Necklace length

16 inch


Sterling Silver, Rose Gold-Plated


7.86 grams


Free shipping within India (product will be delivered within three working days of placing the order).

For international shipping, email us at with your city/country code for minimum and ideal shipping charges and delivery time.

For other additional inquiries, email us at